Carman Lu

Carman Lu helps multinational businesses, global founders and private families establish, grow and operate confidently in Australia. With more than 20 years of experience across Big Four, boutique advisory and senior in-house finance roles, she brings deep technical expertise and real-world commercial insight to every engagement.

Her background includes leading finance and tax functions for global companies across technology, real estate, retail/wholesale, healthcare, agriculture, mining and defence security sectors. She has also supported Australian businesses expanding offshore, giving her a truly international perspective on structure, compliance and cross-border decision-making.

A Registered Tax Agent, CPA, holding financial planning qualification and Justice of the Peace in NSW, Carman specialises in international tax, Australian market entry, cross-border structuring and governance. At ABN Australia, she delivers a blend of rigorous compliance and concierge-level support making it easier for clients to meet obligations, navigate regulations and scale with confidence.

She brings a strong background in international family office environments, supporting global family businesses in designing structures that protect wealth and strengthen generational continuity. Fluent in Mandarin and conversational in Japanese, Carman is trusted by global investors, foreign-owned entities and founders for her ability to bridge cultural and regulatory environments with ease.

Clear, strategic and globally minded, Carman partners with clients to simplify complexity and build strong foundations for long-term success in Australia and beyond.